[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.msch.cz\/kde-si-pujcit\/#Article","mainEntityOfPage":"https:\/\/www.msch.cz\/kde-si-pujcit\/","headline":"Kde si p\u016fj\u010dit?","name":"Kde si p\u016fj\u010dit?","description":"Kdy\u017e se soukrom\u00e9mu podnikateli neda\u0159\u00ed, nem\u016f\u017ee tento jenom pokr\u010dit rameny, rezignovat a d\u00e1l v\u00e9st svoji firmu vst\u0159\u00edc z\u00e1hub\u011b. To by pak bylo nad slunce jasn\u00e9, \u017ee to s takovou firmou…","datePublished":"2020-12-15","dateModified":"2023-05-24","author":{"@type":"Person","@id":"https:\/\/www.msch.cz\/author\/#Person","name":"","url":"https:\/\/www.msch.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4860d213c5bedfa07ff2b166ff7b069759f9dbf79eae813578c75f9f8cb939b7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4860d213c5bedfa07ff2b166ff7b069759f9dbf79eae813578c75f9f8cb939b7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"msch.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.msch.cz\/wp-content\/uploads\/200%20euro_1.jpg","url":"https:\/\/www.msch.cz\/wp-content\/uploads\/200%20euro_1.jpg","height":0,"width":0},"url":"https:\/\/www.msch.cz\/kde-si-pujcit\/","about":["Finance"],"wordCount":420,"articleBody":"    Kdy\u017e se soukrom\u00e9mu podnikateli neda\u0159\u00ed, nem\u016f\u017ee tento jenom pokr\u010dit rameny, rezignovat a d\u00e1l v\u00e9st svoji firmu vst\u0159\u00edc z\u00e1hub\u011b. To by pak bylo nad slunce jasn\u00e9, \u017ee to s takovou firmou a jej\u00edm majitelem skute\u010dn\u011b neskon\u010d\u00ed dob\u0159e. Proto\u017ee probl\u00e9my tohoto typu se nikdy samy nevy\u0159e\u0161\u00ed a je ka\u017edop\u00e1dn\u011b t\u0159eba u\u010dinit v\u0161e, co se u\u010dinit d\u00e1, aby se v\u0161e k lep\u0161\u00edmu obr\u00e1tilo. A co to znamen\u00e1? V prvn\u00ed \u0159ad\u011b je t\u0159eba odhalit p\u0159\u00ed\u010diny takov\u00fdch ne\u00fasp\u011bch\u016f, pak je nezbytn\u00e9 promyslet, jak s t\u011bmito co nejefektivn\u011bji zato\u010dit, a nakonec se mus\u00ed p\u0159istoupit k realizaci takov\u00fdch krok\u016f, je\u017e k n\u00e1prav\u011b vedou.   Jen\u017ee to posledn\u011b zm\u00edn\u011bn\u00e9 m\u016f\u017ee b\u00fdt probl\u00e9m. Zat\u00edmco toti\u017e zji\u0161t\u011bn\u00ed toho, v \u010dem je zakopan\u00fd pes, slo\u017eit\u00e9 b\u00fdt nemus\u00ed, zat\u00edmco se d\u00e1 i n\u011bjak\u00e9 to \u0159e\u0161en\u00ed vymyslet, s n\u00e1pravou se to u\u017e tak snadno neda\u0159\u00ed. A sice proto, \u017ee tato obvykle vy\u017eaduje krom\u011b jin\u00fdch z\u00e1le\u017eitost\u00ed i investov\u00e1n\u00ed n\u011bjak\u00fdch t\u011bch pen\u011bz. A t\u011bmi n\u011bkdo, komu se v podnik\u00e1n\u00ed neda\u0159\u00ed, pochopiteln\u011b velmi \u010dasto v dostate\u010dn\u00e9m mno\u017estv\u00ed neopl\u00fdv\u00e1. Jen\u017ee co s t\u00edm? Co kdy\u017e jsou pot\u0159eba investice, jen\u017ee nen\u00ed zdroj pen\u011bz? Pak se to zkr\u00e1tka neobejde bez p\u016fj\u010dky. A jestli si mysl\u00edte, \u017ee se p\u016fj\u010dka z\u00edsk\u00e1 snadno, zapome\u0148te na to. Byla by to jenom va\u0161e iluze, po n\u00ed\u017e by nezbytn\u011b n\u00e1sledovalo roz\u010darov\u00e1n\u00ed.  Podnikatel\u016fm toti\u017e finan\u010dn\u00ed instituce p\u016fj\u010duj\u00ed r\u00e1dy jenom tehdy, kdy\u017e byznys vzkv\u00e9t\u00e1 a \u017eadatel\u00e9 o p\u016fj\u010dku tak jsou solventn\u00ed. Jen\u017ee kdy\u017e se tu neda\u0159\u00ed, to je jin\u00e1. V tu chv\u00edli nen\u00ed z\u00e1jemce o p\u016fj\u010dku vesm\u011bs dost bonitn\u00ed a v bance tak nem\u00e1 nad\u011bji na \u00fasp\u011bch. A m\u00e1-li tedy pot\u0159ebn\u00e9 pen\u00edze z\u00edskat, je tu nejednou jenom jedin\u00e1 nad\u011bje na \u00fasp\u011bch, j\u00ed\u017e je hypot\u00e9ka bez registru Nebankovnihypoteky.net. U takov\u00e9 nebankovn\u00ed hypot\u00e9ky se toti\u017e mus\u00ed \u017eadatel zaru\u010dit za \u0159\u00e1dn\u00e9 spl\u00e1cen\u00ed z\u00e1stavou nemovitosti, a d\u00edky tomu je tu posuzov\u00e1n\u00ed \u017e\u00e1dost\u00ed a \u017eadatel\u016f citeln\u011b benevolentn\u011bj\u0161\u00ed. A usp\u011bj\u00ed i ti, kdo by nem\u011bli jinde nad\u011bji.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde si p\u016fj\u010dit?","item":"https:\/\/www.msch.cz\/kde-si-pujcit\/#breadcrumbitem"}]}]